Kidworth: Teaching savings in action + #Giveaway

How lucky are our kids to have infinite resources around them to help them learn to save money? I’ve been working with one of those resources, a free online program called Kidworth, which helps children to create a “portfolio”: making goals to spend, save and share. The system helps kids to track their savings and also offers an opportunity for family and friends to see their goals, read how close they are to goals and to pitch in as a gift that will go towards their goals. I love that Kidworth teaches savings in action. It’s not just written in a bank book, children are able to watch their savings grow towards a goal.

teaching children to save money 

For example, Big and Middle both want iPads. We’re getting them a lot of nice gifts, but we’re not gifting iPads. Instead, we created “Spend” goals for them on Kidworth. Using the free software, they can track the money they’re saving, and we can “deposit” money for them to work towards their goals. You can track money you have set aside in other accounts or add to your child’s Kidworth account via the gift cards they offer at Kidworth. I’m all about rewarding for extra things they do, and I’m excited to reward towards a goal, rather than giving them a trinket or a dollar or two that will be lost or spent on pretzels at school.

They’re also able to share their savings goals with friends and family members, requesting donations to their “spend” goal (or save or share goals, when they choose to have them.) Friends and family can order a gift card through Kidworth to be sent to your child–which isn’t just easier than ordering, wrapping and delivering a gift, it’s more beneficial to everyone when they’re contributing to something that the kids want so much that they’re working to save for.

You should try it. Create an account for your family, then add each of your children. Kidworth keeps all of your information private, but, as usual, I still registered my kids as Big, Middle and Little. Then you can create goals. There are templates already set like “Kindle”, “college savings” and “Toys for Tots Donation.” But it’s just as simple to set up your own goal. So talk to your kids. Ask them what they want to save for. Perhaps it will be a bike, a prom dress or a leather jacket.

Next it’s time to share the goal. You can share it through social media outlets, email and more. You can even send out an invitation, letting people know what your child is saving for, and how much she needs. Recipients will be provided with a link that takes them straight to the Kidworth page that’s been created for your child. So that everyone is now able to participate in the goal–and they’ll all be able to discuss it with your child as she gets closer and closer to her goals.

Give Kidworth a try. I’m curious what your child is saving for? What did you think of the process?

Giveaway: $25 for your child’s Kidworth account

The people at Kidworth are so excited for you to try out their program, that they’re giving away $25 to be deposited into your child’s Kidworth account. It takes about 3 minutes to set up your account and to add a goal for your child, I’d certainly say that’s worth a chance to win $25 for your child, don’t you think?

How to enter the Kidworth giveaway

  • For two entries (and this part is required), sign up for a Kidworth account. Then come back here and tell me (in the comments) the goal you set for your child. (No need to share his name here, just what his goal is. And you can totally use a template if that’s easier for you.)

Extra entries:

  • Tweet about this giveaway and comment that you did so in the comments. Here’s a sample tweet:

I entered to win my child $25 at @KidWorth from @JustPrecious. You can, too! #KidWorth #Giveaway

  • Subscribe to Just Precious emails using this link and tell me you subscribed in the comments.

Giveaway winner will be selected through and contacted on December 21, 2011, upon confirmation of membership at Kidworth. She has 48 hours to respond before an alternate winner is selected. Please see Just Precious’ official giveaway policy page for all giveaway rules.  Entering this giveaway and commenting on this post is the equivalent to agreeing with the giveaway terms and policy at This post has been sponsored by Kidworth as I am an ambassador of the program.  Image: digitalart /


mom of 3 and wife living in the Philadelphia suburbs, Julie is a former elementary school teacher and a Public Relations manager. She is the owner/editor of Julieverse, a merchandiser with Chloe + Isabel ( and founder VlogMom and Splash Creative Media. A marketing strategist and freelance education and parenting writer by trade, Julie attempts to carve out time to enjoy playing with her kids, PTO, cooking and exercise.

© 2011, Julie Meyers Pron. All rights reserved.


  1. @ACSKay says

    She loves stuffed animals so something from Melissa and Doug. I also want her to save so set a small starting amount. Plus we are giving a toy to Toys For Tots, but we have that already so probably adjust that goal.


Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>

CommentLuv badge